Dosh App Review: Legitimate or Cash Back Scam?


Today I’d like to cover an app called Dosh that is currently in a public Beta. The Dosh App pays you cash back for your in-store shopping, online shopping, and for traveling.

Overall it’s a really cool app that has several ways you can earn. As mentioned, the app is in Beta, so there have been some reported issues with the app, but from my experiences, they’ve worked through them and got them fixed.

Just a heads up, with in-store shopping, you have to shop at participating stores, based on your location there might not be many stores available. Of course, online shopping and traveling work anywhere so you can still take advantage of those ways to earn.

Even though Dosh is legitimate, it’s not going to be a huge income, you obviously have to spend money to make any with Dosh. If you’re interested in making a full-time income online, check out My #1 Recommendation to learn how I made over $13,000 online last month!

In this Dosh App Review, I’ll cover how to earn, how to get paid, the complaints with this app, and if it’s legitimate or a scam!


This post has a ton of comments where I’ve answered some really good questions. The app is 100% legitimate but if you have any questions about this app I’ve probably answered it in the comments!

Now Paying $5 Sign Up Bonus


Dosh App Review

Dosh App Review is it a scam or legitimateApp: Dosh

Type: CashBack

Verdict: Legitimate

In this Dosh App review, I marked them legitimate. So far I’ve enjoyed using the app and have earned some cash back on a few regular purchases I make in my area.

At this time the app is still pretty new, my biggest concern is how many offers are available in your area on the in-store shopping side of the app.

No matter your location, you can take advantage of the travel and online shopping, but one of the impressive features of this app, in my opinion, is the in-store shopping. As long as you live in a decent sized city, you should have plenty of available offers.

Again, at this time the Dosh app is still new, but I think it’s going to be a very big app that is an easy earner in the future!

Make sure to check out my favorite shopping app Ibotta.

How To Earn At Dosh

There’re four main ways you can earn at Dosh. I’ve covered each below:

In-Store Automatic Cash Back

My favorite way to earn with the Dosh App is the in-store offers. This part of the app is location-based, so you have to visit participating stores with current offers. As long as you live in a decent sized city, you should be fine and have plenty of offers.

The way this works is you link your debit or credit card (they pay a $1 sign-up bonus per card), and when you make a purchase at a qualifying store, you’ll earn cash back automatically without having to scan a receipt.

Here’s an example of a current offer:

Dosh App In Store cash back

They currently pay you 7% cash back on your entire order at Jack in the Box. Currently, some of the offers close to me are from other restaurants that pay 5-10% cash back on your entire order!

Online Cash Back

The Dosh app also provides cash back to popular online stores. Some examples are Fitbit, RayBan, Nike, Overstock, Toms, Callaway, and a few hundred more!

Most cash back rates range from 3%-6% percent of your total purchase.

All you need to do is visit the store through the link inside the Dosh app and make a purchase. You’ll earn a percentage back on your online purchase.

dosh app online shopping cash back

You can see a full list of online stores available at Dosh.Cash!

Travel Cash Back

With travel cash back you can get paid to book hotel rooms and activities. Choose where you’ll be traveling and the type of hotel room you’re interested in. You’ll see a list of available hotels, the price per night, and how much you’ll earn per night!

I’ve included screenshots below of the process and an example of how much you can earn per night.

dosh app get paid to travel

Dosh app hotel

As you can see you can edit where you’d like to travel, find a perfect hotel for you, see how much it is per night, and how much Dosh will pay you per night!

This doesn’t just work in the major cities. I’m in a small town, and most of the nearby hotels are listed paying anywhere from $10-$50 per night!

Refer Friends

Dosh offers a referral program that can be very lucrative if you can get your friends to join and use the app. You can invite friends via Facebook, Twitter, Text, Email, or just paste your link anywhere you’d like.

You’ll earn $5 once your friend joins and completes their first cashback whether it be in-store, online, or for travel.

How Does Dosh Pay?

Once you have $15 in your account, you can cash out via PayPal, Venmo or Direct Deposit. Money should show up in your account within 2-3 business days.

Update 2017: I received my first payment within a few minutes.

Update 2019: They now pay via Venmo

Dosh App Payment Proof

Unfortunately, Dosh uses another company to send payments, so the screenshot below doesn’t say anything about the Dosh app on the PayPal transaction. With that being said, I also showed where I had $16 in my account and where I requested a payment for $16 via PayPal!

Dosh app payment proof

dosh app payment proof via PayPal

The money showed up in my account within just a few minutes!

Update 11/22/17: I received another payment and this time Dosh showed up in the memo of the PayPal transaction so I figured I’d provide proof of that below:

does the dosh app pay

Join Dosh Here

Dosh App Complaints/Concerns

Linking Credit/Debit Cards

One major concern some people have is linking their debit and credit cards to Dosh to get automatic cash back on their in-store purchases.

In their FAQs, they address this by saying the no credit card or bank account information is held on the app or your servers. Also, all the purchase transactions you make using Dosh are encrypted.

Honestly, if you’re not comfortable connecting a card, I’d just skip it and use other ways to earn cashback. It’s not worth getting worried about if you’re not comfortable. I’ve linked my cards and haven’t had any issues.

App Issues

If you visit the Google Play store, you’ll see some negative reviews that are a little old complaining about the app not working. Based on the time frame of those reviews, it seems that they’ve made changes and have the app working much better now.

I downloaded the app on my iPhone and had zero issues getting it installed, signing up, linking my cards, and getting credit.

Is the Dosh App A Scam?

Thank you for taking the time to read my Dosh App review, the app is not a scam. Overall the app is pretty good, and I really like the automatic earning without having to scan receipts. With that being said, Dosh doesn’t work at all stores, so it’s a good app to use and combine with other apps to make as much cash back possible.

I recommend joining Dosh and using it for automatic cash back and any travel expenses. You can also use Ibotta to earn cash back for your grocery shopping that doesn’t give you cash back with Dosh!

To join visit Dosh.Cash you’ll earn up to $5 sign-up bonus for linking your credit and debit cards!  $5 Sign-Up Bonus!


Hopefully, you enjoyed this Dosh App review, make sure to check out these other ways to make money online:

Extra Income Sites

How I Made Over $13,000 Online Last Month

Work At Home Jobs

Do you think the Dosh App is a scam? I’d love to hear your thoughts in the comments section below!


Learn How You Can Get Paid to shop in-store, online, and to book hotels with the Dosh App. They pay via PayPal and Direct Deposit and are completely legitimate!

Review Date
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78 thoughts on “Dosh App Review: Legitimate or Cash Back Scam?”

    • Hey Matt,

      Thanks for reading and looks like you’ve made a good start on your website!

      Comments come with time, of course, you need traffic to receive any comments.

      Continue to focus on getting traffic to your site by creating high-quality content.

      Once you receive traffic, your content will make readers engage.

      There really isn’t a trick to it, just keep putting out great content that makes readers engage.

      *The reason this post has so many comments is that there was a lot of questions about the legitimacy of the special $15 promotion and questions about the specific details.


  1. I signed up with your link yesterday. I’ve been trying to advertise but I have a concern. When I refer through the App I have been generating different links. One of my friends signed attached their card and still I don’t see them on my list. I seem to be getting various links as my “Unique Code”. Has this happened to anyone else?

    • Cavelle,

      Every time you go to grab your referral link it does generate a new one, but all of the old ones will still work. I’m not sure why they do this but it’s been brought up on their Facebook page several times and they say that all of them will work.

      It seems that during this promotional period, referrals are delayed a bit. You should get a notification when someone joins and then another when they link a card. Again, that notification might be delayed.



    Dont be stupid and pass up free money. Sign up for this cash back app. Link a card (cant be prepaid) earn cash back on purchases, plus earn 5$ just for everyone that uses your link and links their card. NO PURCHASE REQUIRED. Super easy and simple. I just had someone sign up, link their card and bam she got 5$ and i got 5$. Cash out to paypal or your bank. Free, safe and legit. ?

  3. I love DOSH, I get daily bank deposits from them! I’ve never had an issue shopping or receiving my credits, (rederrals, etc), I’ve put money in my pocket and others, by doing what I always do.

  4. If you have a valid account and debit card, should you be able link the card to your account regardless of the size of the bank that you bank with? I bank with a small regional bank.

  5. Hi Brok,

    “Honestly, if you’re not comfortable connecting a card, I’d just skip it and use the other ways to earn in the app. ” I believe Patty, a few comments up, was referring to this statement. I, too, understood this statement to say that the step to enter card info could be skipped. Although, having experienced getting paid via an app, I figured a card would need to be entered or how else would the user get cash back.

  6. Some of the information in this comment is not correct please read my response below!

    I just started reviewing the DOSH APP. Then I read their latest post about the taxation user’s refunds.

    PRO: Refund on purchases (GOOD)
    CON: Taxation on refunds (NOT GOOD)

    I don’t understand. This isn’t an income – the APP issues refunds from what users have spent. This isn’t about users selling a car. We buy a car and pay taxes. When we sell that car, the next buyer/owner pays taxes – on the same car. We’re not selling anything! We are buying and getting a refund. Is the GOV going to tax our coupons too?

    Some of the information in this comment is not correct please read my response below!

    • Hey Rebecca,

      Thank you for taking the time to leave a comment!

      Your comment isn’t exactly right though. I’ve seen some people going crazy in a Facebook group about that email so I’d like to clarify what this means for my readers. When using the Dosh app to earn cash back you’ll never get taxed for that income. Even if you make $600 in cash back, it’s not taxable.

      When it comes to referral income, it is taxable so if you make more than $600 in a given tax year, you’ll be sent a w2 from Dosh and will be required to report it as income.

      I think the issue is since they are paying $15 per referral a lot of people that aren’t used to making $600 from one online program are freaking out.

      But this is very common and the law in the US.

      So to clarify to everyone, if you make $600 in cash back it’s not taxable. If you make $600 in referral earnings it is taxable.

      Hope this helps,


  7. Does this only works when you shop in the USA, right? It’s not for shopping at shops that are listed as a brand here like The Body Shop but that are in France or Spain for example.

    • Reich,

      Took this off their FAQs

      “Who Can Use Dosh?”

      “Anyone who is 18 and over, who has a mobile phone, a credit card in their name and resides in the United States (for now). Make sure the mobile phone has Internet access. It can be through a data plan, Internet access at home, or a Wi-Fi hotspot.”

      As you can see, for now only available in the US.


    • Patty,

      Can you elaborate on your comment and let me know where you see that at. I can’t find me mentioning that you could earn without linking a card.

      I think you might have misunderstood. When I said other ways to earn, I meant you could still earn for online cash back or traveling, even if you lived in an area that didn’t have many in-store offers.

      You must link a card to earn cash back with Dosh.

      Again, I believe you just misunderstood, but if you point out where you were confused I can try to elaborate.


  8. Hello,

    So with the initial referral program it is correct that you don’t actually earn referral compensation until the referred person uses the app for a cash back purchase? If that is true how much do they have to spend?



    • Hey Clint.

      You are correct. The normal referral program requires the referral to link a card and make a purchase that earns them cash back. I do not see any information specifying the amount so I’m assuming that any amount is okay.

      Hope this helps,


  9. This sounds like a really good way to receive money back from shopping. I think I will use this methods while shopping.

    Does it really work to get cash back from your experience? It’s the first time that I hear about this app that’s way it made me curious to try

    • It 100% works. You just need to link a card and make purchases at participating stores. This is a great app to get started with cash back because it’s all automatic. There’re several other apps that pay you cash back when you scan receipts but that takes a little bit more work. 

      Highly recommend trying Dosh and see if it’s worth it based on your shopping habits. 


  10. I have played with apps like this before. I never really got into them. I think the biggest reason I never stayed with any of them is that they give out cards instead of money. I think I might just check Dosh out! I like the idea of shopping and receiving real money back not some gift card.

  11. I have played with apps like this before. I never really got into them. I think the biggest reason I never stayed with any of them is that they give out cards instead of money. I think I might just check Dosh out! I like the idea of shopping and receiving real money back not some gift card.

    • Hey Brittaney!

      Thanks for reading my review. Yes, Dosh pays cash via PayPal or Direct Deposit. No gift cards. So this is a good option for you. Also, the other apps you tried probably made you scan receipts. With Dosh all you need to do is link a card!

      Hope this helps and thanks for reading.


  12. Wow dosh sounds like a nice all to receive money back especially for shopping. Since I like to shop at different stores this will come in handy.

    How long would you say you been using this app and would you say it’s the best app you’ve used all together when it comes to getting cash back?

    • Hey Michael thanks for reading. 

      I’ve been using the app since the beginning of July 2017. 

      It’s probably my favorite app right now. Mainly because I was so used to using sites like Ibotta, which requires you to scan receipts to earn cash back. 

      With Dosh, it’s all automatic once you link a card, so it’s much more convenient. I love to get paid cash instead of gift cards so the rewards at Dosh work great for me. 

      Overall a great app to use at this point. Hopefully they keep expanding and adding new stores.

      Hope this helps,


  13. Wow! I’ve never heard of this b4. It’s pretty neat that you can make money from shopping but too bad that as far as making money goes you have to have money in the first place. That’s why I prefer affiliate marketing or self publishing because you don’t need money to start making real money. Have you tried either?

    • Hey Marlinda thanks for reading my review. Very true that you have to spend money to make money here. Not ideal, but might as well earn some cash back on the things you’re buying either way. 

      Good thing about Dosh it’s all automatic so even though you’re earning a small income and you have to spend money, the time commitment to sign up and link a card is worth it to most. 

      Most of my income from this blog is actually through Affiliate Marketing so I’ve tried that! I’m assuming you mean self publishing books/e-books. No experience there but it’s 100% a legitimate way to make an income online. 

      Thanks again for reading. 


  14. Hey Brok,
    Great article and review regarding the Dosh app. I am a big fan of the penny hoarder and am always looking at the the articles there on making more money on the side. They have some wild ones out there and Dosh is a very intriguing one. I’ve heard of getting paid to shop and this app looks like a good one to implement if one uses those stores anyway. Have you tried a variety of them and if so, do you have a favorite? I’ll be it pretty much depends on what stores are available. Thanks for a the well written review. Mat A.

    • Thanks for reading my Dosh Review Mat! 

      I’ve pretty much tried all of the cash back apps. 

      I’d say Dosh, Drop, and Ibotta are my favorite. 

      Dosh and Drop are both automatic cash back so that’s why I like them. They have different participating stores so it’s worth being a member of both. 

      I like Ibotta because you can get paid to grocery shop. They only pay you to buy specific items so it’s not as convenient as Dosh, but still worth using, in my opinion. 

      Hope this helps,


    • Hey Amy,

      Correct, you’ll need to use the debit/credit card that you linked to get credit. But you can link multiple cards to make sure you get credit no matter what card you use.


  15. Hi Brok,
    Thanks for this review.
    The Dosh app looks like a legitimate way to earn cashback.

    You mentioned it being an app so I checked it out in PlayStore and it doesn’t come up.
    You mentioned ibotta, this scheme isn’t valid in the UK. I’m wondering if its the same with Dosh?

    Can you please advise.


  16. Good review but I learned just as much in your answers to comments – thanks! I would like to take advantage of these kinds of offers. Im pretty impressed with the savings from travel especially. However I dont use a cell phone. Is there a desktop version of the app that I can use?

    • Thanks for reading Dr. Doug! 

      Unfortunately there is not a desktop version. But if you have a tablet you can download the app there. Since you didn’t mention it I’m assuming you don’t. 

      You can take advantage of online cashback portals, those can be used on a computer and I believe Checkout51 has a desktop version as well. 

      Hope that helps and thanks again for reading,


    • Lula,

      Thanks for reading and glad you joined Dosh.

      Open app, visit Social Tab (4th tab on bottom), In the middle of the screen you’ll see a picture with “tap to copy and share your referral link”

      From there you can post the link on social media or where ever you’d like. They also have easy to use social buttons so you can share to Facebook, Twitter, Text, and email with one click inside the app.

      Hope this helps,


  17. Thanks for your review! I love ibotta too! And glad to read your review on dosh! I’m loving this $15 bonus thru end of year!

  18. Thanks for this. I signed up today and I bought food from one of the restaurants nearby. I don’t see the $5 or the 7% from the purchase in my “wallet.” How long does it take to show up? Not in my actual bank account but just in the wallet to acknowledge it’s working?

    • Hey M,

      It should show up within 24 hours. Since you just joined it might take a little longer, but normally cash back shows up within 24 hours. In regards to the $5 sign-up bonus, it’s a special promotion that they have going on right now through the end of December. Usually, the bonus comes pretty quickly, since it’s a special promotion it might take a bit longer. I can assure you it will show up on your account though!

      Hope this helps,


  19. Hey Brok,

    I’m interested in using Dosh but it does not give me an option to add my Pay-pal email or Do I have to add a Debit card, Credit card first or NOT so I can activate it?

    • Hey Corina,

      Once you sign up, you can link a debit/credit card. You can also add your PayPal email as a payment method, but that’s separate than adding a card. Click on the drop-down in the top left corner and you’ll see options to add a bank account or PayPal so you can get paid.

      But to clarify. Dosh only pays you your earnings via PayPal or Direct Deposit, you’ll have to link a debit/credit card to earn cashback.

      Hope this helps.


  20. I see many stores on this DOSH site, such as Wendy’s and Home Depot. There are many others. When when I look at my phone app, there are only a few stores listed. I don’t see Wendy’s or Home Depot or most of the others on the front page of this website. Where are they on my phone app?
    Thank you,

    • L,

      The available stores do occasionally change. The app is also location-based so smaller cities will have fewer offers. I see Home Depot as an option for online cashback inside my app, but as you mentioned, don’t see anything for Wendy’s at this time.

      It might be only participating Wendy’s stores so the one close to me might not be showing up because of that.

      With that being said, there’re several offers in my area, but the app is still growing and big cities have the most offers available.

      Hope this helps,


  21. Brok –
    Thanks for the review. I definitely want to check the Dosh app out. My wife and I used Ibotta a while back but not now (not entirely sure why). I have two quick questions:
    1) will it work with Discover card? You mentioned Master card and Visa but not Discover.
    2) can more than one person link the same credit card so my wife and I can both use it on our shared Discover card or do we have to just use the same Dosh account?

    • Thanks for reading my Dosh review!

      I still use Ibotta, but Dosh is wayyyy easier because you don’t have to scan receipts!

      1) Dosh does not do Discover. They accept Master Card, Visa, and American Express at this time. Check out Drop a similar app that uses Discover.

      2) You can only link a card to one account. If they let you link the same card then you’d earn double cashback so that’s not allowed. You can both have separate Dosh accounts with different cards. Or just have the same account, which you can both access on your separate mobile devices.

      Hope this helps!


    • Hey Tris,

      Great question. Most of cashback websites/apps work the same. Are you familiar with sites like Ebates? When you make a purchase on Ebates, let’s say at Walmart, Ebates might earn 2% cash back on your purchase and in return, they’ll pay you 1% cash back for using their website. The process of how they get paid is called Affiliate Marketing and is actually one of the ways I use to make money with this blog.

      So with Dosh, most of the in-store, online, and hotel cash back is just affiliate marketing where they’re able to pay you a percentage of what they earn.

      That’s the simplified version of it, Dosh probably also works with some of the in-store offers directly because they do not already have an affiliate program. Jack in the box is probably an example of them working with a company directly.

      Hopefully, that gives you a brief overview of how it works and how they’re able to make money too.


  22. I cashed out my Dosh balance via PayPal two days ago. I still do not see anything in my PayPal account. Have you ever experienced this long of a wait? I created a support ticket, but Dosh has not responded.

    • Hey Aaron,

      I’ve cashed out three times so far and have had the money in my PayPal account within 5 minutes each time. I would recommend double checking the PayPal email that you added to your account to make sure it’s correct.

      I’ve created a support ticket on a different issue and it took 2-3 to hear back.

      I would visit their Facebook page and send them a message, I was able to get a reply instantly there.

      Hope this helps,


  23. Okay, cash back programs! Not for me. Because, I am the most thrifty person in the world! lol

    I find cash back programs and apps like Dosh good for people who love to spend. The big spenders! But for those who are not, it is against logic to start spending money just to make a penny.

    Thanks for the review. You’re right, not a scam, but also not for me.

    • Thanks for reading and sharing your opinion Gomer! As you said, it’s not for everyone and just so I’m clear, I don’t recommend spending more just to earn with this app. 

      With that being said, you do have to make purchases to earn anything back so if you don’t spend much it will take awhile to reach the cash out amount. 

      Maybe you’d be interested in some of the Extra Income Sites I use to make money online!

      Thanks again for reading,


  24. Hey Broc nice review. Question: I was wondering about Dosh. Does Dosh have to many overwhelming of ads on it? I live in a medium size city and I’m considering getting the app on my phone and linking it to my card. I am always buying stuff and eating at various places. It would be nice to be rewarded for my expenditures other then using cash back credit cads… I can live with a few ads here and there, but not too many.

    • Great question. The app actually doesn’t have any ads on it, the only thing you’ll see is the stores you can earn cashback on. They refer to these as offers. 

      To give you an idea of how many offers are available. I live in a city of 20,000 and right now there’re 7 participating retailers near me. 

      So if you live in a city larger than that you should have several more offers available.


  25. Hello Brokwebb,

    Thank you very much for this informative article! My girlfriend loves to shop, so this could fit into her life style. Buy and save, and use the savings to buy more(;

    The dosh app seems to be fairly legitimate and we will definitely give it a shot. Thank you very much for your honest review.

    Kind Regards,

  26. Hey Brok, thanks for recommending Dosh, I have a question though. So Dosh is a cashback app? What is the difference between cashback apps and debit card apps that offers cashback rewards? I hope I’m making since. I recently own a debit card through Metabank, the debit card is called AceElite and they do cashback rewards, like for example if regularly shop at stores or rest stops, I’ll get offers like Sheetz, Subway etc. When I purchase an item from those stores I get a cashback % plus 7 to 21 dollars added. Is Dosh somewhat like that?

    • Hey Oshea! Thanks for reading my Dosh Review.

      The great thing is you can link that same card and earn with your current system and the Dosh app. Really the system you describe and Dosh are pretty much the same so feel free to just keep using what you’re doing or you can download Dosh and earn with both. 

      Most likely Dosh and your current reward program will have different offers, so you could get credit at stores you wouldn’t other wise if you utilize both. 

      You might want to check out Drop as well and triple up on your cash back!


  27. Hey, glad I found your site. I had heard a similar app called Ibotta, but it didn’t work too well for me. This definitely seems like one to check out.

    With the referral program, do you get anything from your friends’ future activity with Dosh, or is it just a one-time referral for the sign-up?

    • Hey Noelle, thanks for reading my review. 

      I still use Ibotta, but scanning receipts does become a pain!

      Luckily with Dosh you’ll never need to scan a receipt! 

      You earn $5 per referral once they earn there first cash back and that’s it. No ongoing percentage or anything like that. Which is pretty much industry standard for cash back apps and cash back portals. 


  28. How long have you use the app and did you think it was worth it enough so that you will integrate this app in your everyday shopping? Do they offer marketing material to promote them? I also saw the logo of payoneer on your first image. I heard they stopped operating and is now called First Choice Payment. You may have check it out and replace the picture. But overall, your article made me decide to download the app and try it out. Unfortunately, it seems that in Canada it doesn’t have many places where I can use this app for my benefit.

    • Hey Michael, thanks for checking out my Dosh App Review. 

      I’ve been using the app now for 2-3 months and don’t make special trips, but of course use the card I have linked when shopping at participating stores. 

      They don’t really have banners, but they do give you a referral code and link. They also have sharing buttons right inside the app that makes it easy to share your referral link on social media. 

      The Payoneer logo must have been an ad because they don’t offer that type of payment. 

      Great to hear you tried it out. If you’re in Canada, a similar app called Drop is probably a better option. It’s pretty much the same and it was founded and tested in Canada so I know it’s tailored to Canadians. 

      Check it out!


  29. Wow ! I am really glad I found your review site, because I heard about the Dosh App and wanted to ask a few questions about it. The concept is outstanding and I hope that a lot more vendors sign up with Dosh over time, but here is my question “does it work with credit cards where I already receive a cash back bonus ?” If so, that would be outstanding – double the cash back ! Great concept = great business opportunity !

    • Hey Rico!

      Thanks for taking the time to read my Dosh App review. 

      You can link MasterCard, Visa, and American Express Credit and Debit cards so yes you can earn cash back both places!

      As you said, it’s still growing but this seems like it’s going to be the new trend when it comes to cash back apps so hopefully they will have several new retailers soon. 


  30. Hey Brock, I have heard of Ibotta and was considering using it, so it’s good to hear that you like that as well. I was also curious about the Dosh app, so thanks for reviewing it. Now I feel like I have a bit more info and opinion on it. My concern would be the debit card linking too. I would think linking a credit card would give you a little more security, but it’s good to hear you haven’t experienced any issues here. Thanks again!

    • Hey Jess,

      Thank you for taking the time to read and yes you’re probably right, with linking a credit card over a debit card. 

      Either way, if you’re not comfortable with it, I recommend just skipping this app or just using the other ways to earn. 



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